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Ref: 22029

Your New Job Title: Mandarin speaking Credit Analyst, London

The Skills You'll Need: Fluent in Mandarin and experience in Credit/Risk Analyst

Your New Salary: up to £75k depending on experience+ good benefits

Location: Central London, hybrid working

Overview:

To provide efficient and effective credit risk management and assist in protecting the company against bad debts arising from client portfolio through the trade of exchange traded and OTC metals. Other products to come up in future

To be successful in this role our client has said it is essential that candidates:

• are fluent in Mandarin Chinese
• have experience in credit/risk analyst

If that means this job isn’t a match for you please view our other vacancies for one that may be a better fit.

What You'll be Doing Each Day:

• Support the Head of Credit in the compliance with the credit risk policies and procedures and promote a sound environment for granting, measuring, monitoring and controlling credit risk is in place.
• Perform credit assessment, review and rating (quantitative and qualitative) of potential and current clients/counterparties including corporates, financial institutions, CCPs and State Owned Enterprises.
• Present credit risk assessments and recommendations to the Credit Committee for approval.
• Monitor client exposure against various limits and recommend risk mitigation action against any breaches as per credit policy and procedure.
• Specific overview of the margin call of clients and the reporting/escalation of any breaches of internal controls
• Maintain and update credit record/documentation of clients, including financials, approved limits, review decisions etc.
• Maintain a portfolio of clients for the regular review of financial and non financial information that may impact on credit lines provided, making recommendations to the Head of Credit as appropriate.
• Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operation.
• Continued awareness of market methodological developments with regard to portfolio credit risk measurement techniques and ensure adoption of relevant techniques where appropriate.
• Maintain a focus on the global macro-economic environment, with an understanding of specific country factors that may have an impact on the credit risk assessment of those clients and counterparties incorporated or operating in those countries.
• Participate in the UAT of in house back office and risk systems in relation to credit risk reporting/monitoring
• Other ad hoc duties as assigned by the Head of Credit.

The Skills You'll Need to Succeed:

• Degree in finance, accounting, economics or relevant field.
• Proven track record in corporate credit analysis experience, including profit and loss, balance sheet and cash flow analysis .Demonstrate a flexible attitude working within a dynamic environment, to quickly resolve issues
• Track record in compiling researched credit assessments with sound conclusions
• Experience of reviewing clients that operate in the commodities sector, with a good working knowledge of the key players
• Represent the Credit Department in client meetings
• Understanding inherent risk in granting credit lines for IM and VM requirements for clients
• Strong report writing skills and ability to consolidate large amounts of qualitative and quantitative data
• Handling trading documentation from risk perspective, typically ISDA/CSA, Terms of Business, Loan Agreement, Guarantee (an advantage)
• Ability to communicate effectively in a manner appropriate to the audience from junior level colleagues, to senior management as well as a diverse external client base
• Ability to assist in the development of junior members of staff
• Good MS Excel and Word skills.
• Good attention to detail
• Solid experience in commodities credit risk management (preferably LME, CME and/or ICE)

Benefits:

• 12% employer pension
• Private medical and dental
• 25 days holiday
• 12days study leave
• Annual performance related bonus scheme
• Hybrid working: 3days in office, 2 days WFH

Job status: Permanent

Start date: ASAP

Please follow us on Linkedin: https://www.linkedin.com/company/people-first-team-china

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.

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