Cantonese speaking Lending Associate (Manchester)
- £20-22k depending on experience
- Rest of the UK
Your New Job Title: Cantonese speaking Lending Associate (Manchester)
Your New Salary: £20-22k depending on experience
Job status: Permanent
·To assist the Business Manager to carry out daily operational processes.
·Maintain and develop business relationship with both existing and prospective customer.
·To build and maintain contact with business intermediaries.
·To prepare credit facility proposals to the bank’s relevant approval authority.
What You'll be Doing Each Day:
·Preparation of credit proposals for existing and new borrowers.
·Preparation of credit memos.
·Monitor the utilisation of customer facility.
·Control designated accounts irregular performance in accordance to Credit Policy.
·To participate and follow up on marketing activities.
·Maintain complete set of documentation on borrowers filed in good order.
·To prepare and follow up on valuation instructions.
·Instruct and follow up on credit searches on customer.
·Conduct company searches.
·Follow up on account opening for new and existing customer.
·Work in compliant manner to bank /regulatory standards and requirements
·Input of Basel scoring models.
·Input of customer financial statement into Moodys’ system.
·Update group account details.
·Conduct KYC reviews.
·Assist to prepare monthly and quarterly referral reports to Head Office
·To assist with accurate drafting and follow up on the return of loan offer letter.
·Any other ADHOC duties.
·Work as part of a team to achieve the departmental objectives.
·Be part of team that could achieve targets and deliver on time.
·Coordinate the facility drawdown process with others to ensure outstanding items fulfilled or to follow up in a timely manner after drawdown.
·Follow up on enquiry timely and to customer satisfaction.
·Project the professionalism in all dealings.
·Comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank, and carry out duties with high integrity; and
·Adhere to all established risk control guidelines, procedures and measures to identify, assess, report, mitigate and monitor the risks involved in the day-to-day work.
The Skills You'll Need to Succeed:
·Proficient in spoken and written English and Chinese; Mandarin is a must.
·Good knowledge of the UK banking practice and relevant regulatory requirements.
·IT literate and ability to work on Word and Excel.
·Previous experience in Commercial Lending or Mortgage Administration
·Familiar with the Chinese niche market.
Please Follow Us On Linkedin https://www.linkedin.com/company/people-first-team-china Wechat: TeamChinaPF & PFTeamChina
We would be grateful if you could send your CV as a Word document. Thank you for taking the time to apply to People First. If your application is successful, you will be contacted within 7 days but I’m afraid that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.
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